Payment Links

Share a link.
Get paid instantly.

Create branded payment links in seconds, share via WhatsApp or email, and collect money through WiPay, PayPal, Stripe and more. Self-hosted. No subscriptions. PHP 7.4+, no database required.

Live Demo: pay.cwfms.com · mark@folioservices.com / demo1234
Instant download
6 payment gateways
Own it — $59.00 one-time
CWPay — Dashboard
Collected This Month
J$284,500
12 transactions
Active Links
7
3 with expiry
Recent Links
Gateways Connected
WiPay PayPal Stripe Volet Flutterwave Square

Payment links that actually
work in the Caribbean

Built for businesses that need to collect money without a full e-commerce system — freelancers, service providers, consultants, market vendors, event organisers.

🔗
Instant Payment Links
Create a payment link in under 30 seconds. Set amount, description and gateway. Share via WhatsApp, email or text — customer clicks and pays.
🇯🇲
Caribbean-First Gateways
WiPay covers Jamaica, Trinidad, Barbados and Eastern Caribbean natively. PayPal for USD international. Stripe, Volet, Flutterwave and Square also included.
🎨
Your Brand, Your Page
Upload your logo, set your brand colour, add your business name. Customers see your identity on the payment page — not a generic processor page.
📱
QR Codes & WhatsApp
Every link gets a QR code — show it in person, print it on invoices, add it to your WhatsApp status. Built for how Caribbean businesses actually operate.
🔄
CWInvoice Integration
Link a payment link to a CWInvoice invoice reference. When the customer pays, CWInvoice marks the invoice as paid automatically — no manual reconciliation.
Real-Time Webhooks
Gateway payment confirmations arrive via webhook within seconds. Transaction log, refund management and webhook audit trail built in.

One purchase. Everything included.

A single zip with the complete CWPay system — setup wizard, all 6 gateway connectors, branding tools and integration hooks for CWInvoice and CWFMS.

Features
  • Payment links with QR code and share buttons
  • Fixed amount or open-amount (customer enters)
  • Expiry dates and max-use limits per link
  • Branded payment page — logo, colour, tagline
  • Payer name + email collected at checkout
  • Receipt email sent to payer automatically
  • Transaction log with refund management
  • Webhook log — full audit trail per gateway
  • CWInvoice integration — auto-mark paid
  • CWFMS integration — journal entry on payment
  • Multi-user staff access
Gateways
  • WiPay — JMD, TTD, BBD, XCD, USD
  • PayPal — USD, GBP, EUR, CAD + 15 more
  • Stripe — 135+ currencies, Apple/Google Pay
  • Volet — international + crypto
  • Flutterwave — pan-African + international
  • Square — USD, CAD, GBP, AUD, JPY
  • NCB Pay stub — coming via agreement
  • Linx stub — coming via agreement
  • Auto-select gateway by currency
  • PHP 7.4+ / flat-file JSON — no database
  • Runs on any shared cPanel hosting
Requirements: PHP 7.4+ with json, curl, openssl and session extensions. Any standard cPanel shared hosting with HTTPS. Writable data/ directory. Each payment gateway requires its own merchant account credentials.
✓ v — Available Now
$59.00 USD
One-time · Own it forever · Full source code · Instant delivery
Buy CWPay & Download Now → Sign In to Access Purchases
Delivered by email immediately after payment
🔒
Secure checkout — PayPal or Volet
📦
Complete system — all 6 gateway connectors included
♻️
Up to 5 downloads · 48-hour secure link
Included Gateways
WiPay ✓ PayPal ✓ Stripe ✓ Volet ✓ Flutterwave ✓ Square ✓ NCB Pay — soon Linx — soon
Also need professional invoicing?
Pair CWPay with CWInvoice ($39.00) — send the invoice, then collect payment via link.

Caribbean-first, internationally ready

CWPay auto-selects the best gateway for your customer's currency. Configure once, accept payments everywhere you do business.

🇯🇲
WiPay
Caribbean-native
Live
JMD · TTD · BBD · XCD · USD
Jamaica, T&T, Barbados, Eastern Caribbean
💳
PayPal
Universal fallback
Live
USD · GBP · EUR · CAD + 15 more
Global — most countries
💳
Stripe
International cards
Live
USD · GBP · EUR · CAD · AUD + 130
TT, BHS + via Stripe Atlas
🌐
Volet
International + crypto
Live
USD · EUR · GBP · USDT · BTC
Global
🌍
Flutterwave
Pan-African
Live
USD · NGN · GHS · KES · ZAR + more
Africa + international
◻️
Square
North America
Live
USD · CAD · GBP · AUD · JPY
USA, Canada, UK, Australia
🏦
NCB Pay
Jamaica — NCB
Soon
JMD · USD
Jamaica
💳
Linx
Trinidad — debit
Soon
TTD
Trinidad & Tobago
🎁 Bundle Deal

CWPay + CWInvoice — Complete Collection Suite

CWInvoice creates professional invoices and estimates. CWPay turns them into payment links your clients can pay with a tap. Together they cover the full cycle — invoice, send, collect, reconcile. Two systems, two license keys, one purchase.

$98.00 separately
$85.26
Save $12.74
Get Bundle — $85.26 →
CWPay + CWInvoice · Two license keys · Own both forever · No subscription
The CWShop Suite

One unified system for your business

CWPay is your payment collection engine. It connects to CWInvoice for billing, CWPOS for in-person sales, CWBooks for accounting, and CWFMS for financial health — all talking to each other on your own server.

💰
CWFMS
Wealth & Finance Manager

Track net worth, budgets, cashflow, payroll and GCT. Confirmed CWPay payments can post as income entries automatically.

Learn more →
🏢
Folio
Office & HR System

Staff records, leave, contracts and HR workflows. Pushes payroll into CWFMS without manual re-entry.

Learn more →
📒
CWBooks
Double-Entry Accounting

Full AR, AP, bank reconciliation, P&L and Balance Sheet. CWPay payment confirmations post income journal entries into CWBooks automatically.

Learn more →
🧾
CWInvoice
Professional Invoicing

Create invoices, then attach a CWPay link. When the customer pays, CWInvoice marks the invoice paid — no manual matching.

Learn more →
💳
CWPay
Payment Link Manager
You are here

Your current product. Create links, share them, get paid through WiPay, PayPal, Stripe, Volet and more.

🖥️
CWPOS
Point of Sale Terminal

Generate a CWPay link directly from the POS terminal for phone or remote orders. Customer pays online — CWPOS records it automatically.

Learn more →
How CWPay connects to the suite
CWPay + CWInvoice
Attach a payment link to any CWInvoice invoice. When the customer pays, CWInvoice is updated automatically. Invoice, send, collect — one flow.
CWPay + CWPOS
From the CWPOS terminal, generate a CWPay link for phone or remote orders. The customer pays online and CWPOS records the sale automatically.
CWPay + CWBooks
Payment confirmations from CWPay can post income journal entries into CWBooks — keeping your books in sync without manual accounting entries.
CWPay + CWFMS
CWPay income feeds into CWFMS cashflow tracking. See your payment link revenue alongside your budgets, expenses and net worth in one dashboard.