Payment Links

Share a link.
Get paid instantly.

Create branded payment links in seconds, share via WhatsApp or email, and collect money through WiPay, PayPal, Stripe and more. Self-hosted. No subscriptions. PHP 7.4+, no database required.

โšก Live Demo: pay.cwfms.com ยท mark@folioservices.com / demo1234
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Instant download
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6 payment gateways
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One-time purchase
CWPay โ€” Dashboard
Collected This Month
J$284,500
12 transactions
Active Links
7
3 with expiry
Recent Links
Gateways Connected
WiPay PayPal Stripe Volet Flutterwave Square

Payment links that actually
work in the Caribbean

Built for businesses that need to collect money without a full e-commerce system โ€” freelancers, service providers, consultants, market vendors, event organisers.

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Instant Payment Links
Create a payment link in under 30 seconds. Set amount, description and gateway. Share via WhatsApp, email or text โ€” customer clicks and pays.
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Caribbean-First Gateways
WiPay covers Jamaica, Trinidad, Barbados and Eastern Caribbean natively. PayPal for USD international. Stripe, Volet, Flutterwave and Square also included.
๐ŸŽจ
Your Brand, Your Page
Upload your logo, set your brand colour, add your business name. Customers see your identity on the payment page โ€” not a generic processor page.
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QR Codes & WhatsApp
Every link gets a QR code โ€” show it in person, print it on invoices, add it to your WhatsApp status. Built for how Caribbean businesses actually operate.
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CWInvoice Integration
Link a payment link to a CWInvoice invoice reference. When the customer pays, CWInvoice marks the invoice as paid automatically โ€” no manual reconciliation.
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Real-Time Webhooks
Gateway payment confirmations arrive via webhook within seconds. Transaction log, refund management and webhook audit trail built in.

One purchase. Everything included.

A single zip with the complete CWPay system โ€” setup wizard, all 6 gateway connectors, branding tools and integration hooks for CWInvoice and CWFMS.

Features
  • Payment links with QR code and share buttons
  • Fixed amount or open-amount (customer enters)
  • Expiry dates and max-use limits per link
  • Branded payment page โ€” logo, colour, tagline
  • Payer name + email collected at checkout
  • Receipt email sent to payer automatically
  • Transaction log with refund management
  • Webhook log โ€” full audit trail per gateway
  • CWInvoice integration โ€” auto-mark paid
  • CWFMS integration โ€” journal entry on payment
  • Multi-user staff access
Gateways
  • WiPay โ€” JMD, TTD, BBD, XCD, USD
  • PayPal โ€” USD, GBP, EUR, CAD + 15 more
  • Stripe โ€” 135+ currencies, Apple/Google Pay
  • Volet โ€” international + crypto
  • Flutterwave โ€” pan-African + international
  • Square โ€” USD, CAD, GBP, AUD, JPY
  • NCB Pay stub โ€” coming via agreement
  • Linx stub โ€” coming via agreement
  • Auto-select gateway by currency
  • PHP 7.4+ / flat-file JSON โ€” no database
  • Runs on any shared cPanel hosting
Requirements: PHP 7.4+ with json, curl, openssl and session extensions. Any standard cPanel shared hosting with HTTPS. Writable data/ directory. Each payment gateway requires its own merchant account credentials.
โœ“ v โ€” Available Now
One-Time Purchase
One-time ยท Own it forever ยท Full source code ยท Instant delivery
Buy CWPay & Download Now โ†’ Sign In to Access Purchases
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Delivered by email immediately after payment
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Secure checkout โ€” PayPal or Volet
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Complete system โ€” all 6 gateway connectors included
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Up to 5 downloads ยท 48-hour secure link
Included Gateways
WiPay โœ“ PayPal โœ“ Stripe โœ“ Volet โœ“ Flutterwave โœ“ Square โœ“ NCB Pay โ€” soon Linx โ€” soon
Also need professional invoicing?
Pair CWPay with CWInvoice โ€” send the invoice, then collect payment via link.

Caribbean-first, internationally ready

CWPay auto-selects the best gateway for your customer's currency. Configure once, accept payments everywhere you do business.

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WiPay
Caribbean-native
Live
JMD ยท TTD ยท BBD ยท XCD ยท USD
Jamaica, T&T, Barbados, Eastern Caribbean
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PayPal
Universal fallback
Live
USD ยท GBP ยท EUR ยท CAD + 15 more
Global โ€” most countries
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Stripe
International cards
Live
USD ยท GBP ยท EUR ยท CAD ยท AUD + 130
TT, BHS + via Stripe Atlas
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Volet
International + crypto
Live
USD ยท EUR ยท GBP ยท USDT ยท BTC
Global
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Flutterwave
Pan-African
Live
USD ยท NGN ยท GHS ยท KES ยท ZAR + more
Africa + international
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Square
North America
Live
USD ยท CAD ยท GBP ยท AUD ยท JPY
USA, Canada, UK, Australia
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NCB Pay
Jamaica โ€” NCB
Soon
JMD ยท USD
Jamaica
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Linx
Trinidad โ€” debit
Soon
TTD
Trinidad & Tobago
๐ŸŽ Bundle Deal

CWPay + CWInvoice โ€” Complete Collection Suite

CWInvoice creates professional invoices and estimates. CWPay turns them into payment links your clients can pay with a tap. Together they cover the full cycle โ€” invoice, send, collect, reconcile. Two systems, two license keys, one purchase.

Two Systems, One Purchase
Best Value
Get Bundle โ†’
CWPay + CWInvoice ยท Two license keys ยท Own both forever ยท No subscription
The CWShop Suite

One unified system for your business

CWPay is your payment collection engine. It connects to CWInvoice for billing, CWPOS for in-person sales, CWBooks for accounting, and CWFMS for financial health โ€” all talking to each other on your own server.

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CWFMS
Wealth & Finance Manager

Track net worth, budgets, cashflow, payroll and GCT. Confirmed CWPay payments can post as income entries automatically.

Learn more โ†’
๐Ÿข
Folio
Office & HR System

Staff records, leave, contracts and HR workflows. Pushes payroll into CWFMS without manual re-entry.

Learn more โ†’
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CWBooks
Double-Entry Accounting

Full AR, AP, bank reconciliation, P&L and Balance Sheet. CWPay payment confirmations post income journal entries into CWBooks automatically.

Learn more โ†’
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CWInvoice
Professional Invoicing

Create invoices, then attach a CWPay link. When the customer pays, CWInvoice marks the invoice paid โ€” no manual matching.

Learn more โ†’
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CWPay
Payment Link Manager
You are here

Your current product. Create links, share them, get paid through WiPay, PayPal, Stripe, Volet and more.

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CWPOS
Point of Sale Terminal

Generate a CWPay link directly from the POS terminal for phone or remote orders. Customer pays online โ€” CWPOS records it automatically.

Learn more โ†’
How CWPay connects to the suite
CWPay + CWInvoice
Attach a payment link to any CWInvoice invoice. When the customer pays, CWInvoice is updated automatically. Invoice, send, collect โ€” one flow.
CWPay + CWPOS
From the CWPOS terminal, generate a CWPay link for phone or remote orders. The customer pays online and CWPOS records the sale automatically.
CWPay + CWBooks
Payment confirmations from CWPay can post income journal entries into CWBooks โ€” keeping your books in sync without manual accounting entries.
CWPay + CWFMS
CWPay income feeds into CWFMS cashflow tracking. See your payment link revenue alongside your budgets, expenses and net worth in one dashboard.